Financing an online purchase has never been so easy

Personalised instalments, no paperwork and instantaneous approval

Our process


  • Step 1

    Choose to “buy now and pay in instalments” at the merchant’s check-out page

  • Step 2

    Choose the number of instalments in which you wish to pay for the purchase, introduce your personal information and apply for financing

  • Step 3

    Add your card details and pay the first instalment. The rest of the payments will be charged monthly starting the following month

  • Fast and easy

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Fast process, 100% online

Finance your purchase instantly in convenient monthly instalments, no paperwork necessary

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Convenient

You choose the number of instalments to finance your purchase. 24/7 service. Cancellations allowed at any time

Secure

Instant Credit is designed to prevent unauthorized use and protect buyers’ personal data at all times

Do you own an
e-commerce?

Offer your clients the possibility to pay for their purchases in instalments and make the most out of instant financing


  • Boost in sales and conversion
  • Secure and immediate payment
  • Maximum flexibility for the buyer
  • Single integration with broad international coverage
  • Offer 0% APR campaigns: seasonal, by product, by number of instalments,… We provide you with all the necessary tools to implement it!

Interested

Instant Credit Experience

  • “The process was quick and the answer was immediate. Very satisfied with the service.”

    Eva C.

  • “Buying with Instant Credit was easy and fast. I would recommend this method.”

    Manuel A.

  • “I wanted payment flexibility and that’s what Instant Credit offers.”

    Javier Sebastián T.

  • “A friend recommended me this payment option so I gave it a try. In just 2 minutes I had already finished the process and my credit was approved.”

    Alex S.

  • “First time using monthly payment in an online shop but I needed a new computer and I saw I could pay it in instalments. The steps were easy and the information was clear. Glad I gave it a try.”

  • “I needed a new fridge but I couldn’t afford paying at once. The online shop had a more flexible payment method with Instant Credit and I didn’t hesitate to use it.”

    Anna G.

  • “The online shop offered this payment option and I decided to try it. While following the steps I had some questions so I decided to call. They solved all my doubts, great customer service.”

    Gemma C.

  • “At the beginning I had some doubts because usually I pay all at once and with my card. I decided to use Instant Credit because the information was easy to understand and transparent. I am almost done with the credit and everything went great.”

    Marta B.

  • “Instant Credit has allowed me buying stuff that otherwise I couldn’t have been able to afford.”

    Sara V.

  • “What I value the most when asking for a credit is trust and transparency. When I paid online using Instant Credit, during the whole process I knew how much I had to pay.”

    Silvia H.

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Do you own a physical store?


Our platform is adapted to all channels; online shops, physical points of sale and telemarketing