Legal Notice

These general terms and conditions govern all users’ use and access to the website, or Internet service, that LSP FINANCE SLU (hereinafter “Instant Credit”) with registered office at Avenida Diagonal 407, 4º 1º, 08008, Barcelona (Spain), with Tax Identification Number B-66.681.602, registered at the Barcelona Mercantile Register, ​​Volume 45221, Folio 130, Sheet 480835 and Entry 1797, makes available to users through the electronic address: www.instantcredit.net, whose “IP” address is: 185.42.105.213.

The use of the website by any user implies full acceptance of these conditions and criteria which are permanently available on the website, under the version published and in force at all times. To this end it is recommended that the user carefully read the conditions and instructions posted on the websites each time he accesses them, as well as the need to reload at all times the contents found in the user’s own computer cache memory in order to receive fully updated information.

All this without prejudice to the specific conditions governing each of the goods, products and services that are available through the websites.

The main purpose of the website is to inform about the INSTANT CREDIT activities and the goods, products and services sold.

The user undertakes to make appropriate, correct and lawful use to the contents and services of the website. Illegal, illicit or contrary to good faith and public order and, in general, any conduct that violates, induces or may violate respect for human dignity and the principle of non-discrimination on grounds of race, sex, religion, opinion, nationality or any other personal or social circumstance; against the protection of public health and consumers and users; or the protection of youth and childhood are strictly prohibited. Likewise. any activity aimed at impersonating any person or entity, or interfering with, violating, altering or disconnecting the system, servers, networks or contents, as well as failing to comply with any connection requirement is also prohibited. INSTANT CREDIT reserves the right to exclude the user from the service without prior notice and to adopt whatever measures it deems appropriate at any time, in order to avoid the conduct and activities indicated.

It is expressly stated that all website elements are subject to intellectual or industrial property rights. The content, source codes, form, design and denomination of the products, applications, tools, pages, brands, commercial names, logos, images, sounds and graphics, including copyright, are owned or have been assigned or licensed to INSTANT CREDIT, and therefore authorship and exploitation rights in all its terms and conditions are protected by commercial and criminal laws in force, whose violation, regardless of the corresponding financial liabilities, constitutes an illicit or criminal activity

Therefore, the user must refrain from any reproduction, adaptation, combination or integration into other applications, arrangements or any other manipulation or transformation, as well as any form of public communication or distribution, in relation to all content accessible through the web, unless express authorization of INSTANT CREDIT and even in that case, refrain from doing so through procedures other than those specified and provided through the website itself for users who, in no case, will be able to carry out any download, print, copy, or transfer of the content to any media, with alteration or modification of the contents provided, in such a manner that it differs, omits, adds, distorts, modifies or in any way contradicts the messages and information displayed and supplied through the web, in the way in which these appear in the system and in the computer records of INSTANT CREDIT.

INSTANT CREDIT does not grant any license or any kind of authorization to use its industrial and intellectual property or on any right or property related to its own website, services or content.

Those websites establishing hyperlinks (“hyperlinks”) to the INSTANT CREDIT website shall not reproduce this page, nor directly associate the link to any other page of the Portal other than the home page (“home page”). Likewise, they must also refrain from using distinctive signs, commercial names, labels, information or any other specific content to the website, except for the indication that forms part of the link itself (“link”). Under no circumstances may it be understood or stated that INSTANT CREDIT has authorized, intervenes, assumes, participates or has supervised in any way the contents on which the hyperlink appears, or even consents to the inclusion of the hyperlink unless expressly authorized.

The user through the different areas that are part of the website, may visit, obtain information and use a set of applications or tools. All data provided by users will be treated with absolute confidentiality. Both the entity responsible for the files and those involved in any phase of the data processing and the entities to which they have been communicated, under the protection of the authorization granted by the user, are subject to the strictest professional secrecy, expressly committing themselves to adopt the protection level and the necessary technical and organizational measures to guarantee the security of personal data and prevent their alteration, misuse, loss, theft, unauthorized processing or access, either externally or within the framework of the structure itself or staff, taking into account the state of technology, the nature of the data stored and the risks to which they are exposed, whether these derive from human action or from physical or natural means. It also guarantees the processing and recording in files, programs, systems, equipment, premises and centers, which meet the integrity and security requirements and conditions established in the current legislation at all times.

However, the user must be aware, and is expressly warned, that Internet security measures are not impregnable.

1. Navigation

   The simple navigation through the INSTANT CREDIT website is free of charge and does not require prior registration by the user. However, access to or use of certain goods, products or services may require user registration and compliance with the provisions of the specific conditions governing each product or service.

2. Personal Data

   In the event that a user – a natural person – is required to register his/her personal data, in order to enable access, use or contracting of any service provided through the INSTANT CREDIT website, he/she will be expressly informed that such data, together with those originated as a result of the execution of the service, are necessary for the development, control, management and execution of his/her requests or operations and that they will be incorporated into the files created for this purpose in each case. The introduction and registration of personal data by the user will entail his/her acceptance and express authorization to INSTANT CREDIT for the collection, incorporation to the respective files and the processing of such personal data, as well as for their conservation during the periods foreseen in the applicable provisions. In any case, the user may exercise the rights of access, rectification, opposition, erasure, limitation and portability and to exercise the right to oppose automated individual decisions that may significantly affect or have legal effects, in accordance with Article 22 of EU Regulation 2016/679, by writing to the Data Protection Rights unit of INSTANT CREDIT through its registered office or offices or through the following email address: gdpr@instantcredit.net

   Finally, the user is warned that the INSTANT CREDIT website may facilitate access by means of links (“links”) to different websites corresponding to entities, companies, institutions or organizations unrelated to INSTANT CREDIT. INSTANT CREDIT will not be responsible, in relation to the registration on these websites, for the user’s personal data.

INSTANT CREDIT does not guarantee to the user the availability, access or continuity to the website connection nor to the provision of information or any of the different services offered through it. Consequently, INSTANT CREDIT and any possible content provider shall not be liable in the event of interruptions of service, delays, malfunctions, and in general any inconvenience originated from causes beyond INSTANT CREDIT or the providers’ control, or arising from fraudulent or wilful user’s misconduct, or force majeure. INSTANT CREDIT does not guarantee the usefulness, acquisition of results or infallibility of the contents provided through the web, which in any case are of an orientative and informative character. Such information has been obtained from sources considered reasonably reliable, but should not be presumed in any case infallible, and should be compared with other sources prior to adopting any opinion or decision by the user. Any opinions, measures or investment, or any action of any other type adopted by the user will be at his own risk.

INSTANT CREDIT does not assume any responsibility derived from the use by the user of the website contents, reserving the right to modify, replace, update, renew, prevent or restrict access, interrupt, block, temporarily suspend or definitively cancel any service, provision of information or any other content, whether in relation to a specific user or in general.

INSTANT CREDIT does not intervene, participate nor offer any guarantee in relation to goods, services or products offered by third party providers accessible through hyperlinks or advertisements.

INSTANT CREDIT does not assume any responsibility for damages that may be caused to users’ equipment for possible computer viruses contracted by the user as a result of browsing the website or by any other derivated from browsing. The user must observe all rules, conditions and measures specified and determined on the website itself.