{"id":2034,"date":"2016-05-16T13:15:52","date_gmt":"2016-05-16T13:15:52","guid":{"rendered":"http:\/\/www.instantcredit.net\/businesses\/?lang=en"},"modified":"2020-10-14T16:11:53","modified_gmt":"2020-10-14T14:11:53","slug":"merchants","status":"publish","type":"page","link":"https:\/\/www.instantcredit.net\/en\/merchants\/","title":{"rendered":"Merchants"},"content":{"rendered":"<div class=\"ic_header_page ic_head_comercios_eng\">\n<div class=\"ic_text_header_page\">\n<div class=\"title_header\">\n<h1>Finance your clients&#8217; online purchases<\/h1>\n<\/div>\n<div class=\"subtitle_header\">\n<h2>Increase your sales and your clients&#8217; satisfaction with the help of the most complete payment method in online financing for big e-commerce companies<\/h2>\n<\/div>\n<p><a class=\"btn_action btn_headers btn_call2action\" href=\"https:\/\/www.instantcredit.net\/contact\/?lang=en\">Contact<\/a><\/p>\n<\/div>\n<\/div>\n<div class=\"ic_row\">\n<div class=\"ic_row_center\">\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/ic_icon_elevator_blue.png\" alt=\"\"><\/p>\n<div class=\"title_step\">\n<h3>Boost in sales and conversion<\/h3>\n<\/div>\n<p>Stand out from your competitors and attract new customers by offering a new means of payment<\/p>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/ic_icon_planeta_blue.png\" alt=\"\"><\/p>\n<div class=\"title_step\">\n<h3>Broad international coverage<\/h3>\n<\/div>\n<p>Lending solution serving multiple European countries with a single integration<\/p>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/ic_icon_hands_blue.png\" alt=\"\"><\/p>\n<div class=\"title_step\">\n<h3>We are your partner<\/h3>\n<\/div>\n<p>We monitor credit acceptance rates for your business conversion, implementing improvements whenever necessary<\/p>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/ic_icon_caixa_blue.png\" alt=\"\"><\/p>\n<div class=\"title_step\">\n<h3>Substantial funds for financing<\/h3>\n<\/div>\n<p>Our financing partners have plentiful funds at your disposal. Our service does not depend on a single financial entity<\/p>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/ic_icon_security.png\" alt=\"\"><\/p>\n<div class=\"title_step\">\n<h3>Secure and immediate payment<\/h3>\n<\/div>\n<p>Payment guaranteed. The total amount of the financed purchase is instantly paid to the merchant as soon as the buyer finalises the order<\/p>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/ic_icon_car-plus_blue.png\" alt=\"\"><\/p>\n<div class=\"title_step\">\n<h3>Boost in average shopping cart sales<\/h3>\n<\/div>\n<p>Instant Credit allows your customers to buy more expensive products resulting in a 35% increase in average shopping cart ticket size<\/p>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/ic_icon_movile_blue.png\" alt=\"\"><\/p>\n<div class=\"title_step\">\n<h3>100% web responsive<\/h3>\n<\/div>\n<p>Instant Credit is fully compatible with all portable devices<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row_blue\">\n<div class=\"ic_row_center\">\n<div class=\"title_section title_color_white\">\n<h2>Instant Credit allows your clients to pay their purchases in convenient monthly instalments. Credit requests and approvals are easy, fast, secure and 100% digital<\/h2>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/icon_01_ic.png\" alt=\"\"><\/p>\n<div class=\"title_step title_color_white\">The buyer selects Instant Credit as their payment method in the online shop<\/div>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/icon_02_commerce.png\" alt=\"\"><\/p>\n<div class=\"title_step title_color_white\">The order is immediately processed by the merchant<\/div>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/icon_03_money.png\" alt=\"\"><\/p>\n<div class=\"title_step title_color_white\">The merchant instantly receives the total amount of the purchase<\/div>\n<\/div>\n<div class=\"ic_item_4col ic_col_c\">\n<p><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/icon_04_calendar.png\" alt=\"\"><\/p>\n<div class=\"title_step title_color_white\">Instant Credit directly manages the payments with the buyer<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row ic_row_map\">\n<div class=\"ic_row_map_opacity\">&nbsp;<\/div>\n<div class=\"ic_row_center\">\n<div class=\"ic_item_2col ic_col_l\">\n<div class=\"title_section title_color_white\">\n<h2>Multi-country<\/h2>\n<\/div>\n<hr>\n<p>Only one integration process will be necessary to offer financing services to your clients in all the markets where you operate, helping to boost your overall sales<\/p>\n<\/div>\n<div class=\"ic_item_2col\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row_gris\">\n<div class=\"ic_row_center\">\n<div class=\"ic_item_1col\">\n<div class=\"title_section\">\n<h2 class=\"ic_h1_testimonios\">Instant Credit Experience<\/h2>\n<\/div>\n<div class=\"ic_madre_content_testimonios\">\n<ul class=\"ic_testimonios_content\">\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>\u201cThe process was quick and the answer was immediate. Very satisfied with the service.\u201d<\/p>\n<p>Eva C.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>\u201cBuying with Instant Credit was easy and fast. I would recommend this method.\u201d<\/p>\n<p>Manuel A.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>\u201cI wanted payment flexibility and that\u2019s what Instant Credit offers.\u201d<\/p>\n<p>Javier Sebasti\u00e1n T.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>\u201cA friend recommended me this payment option so I gave it a try. In just 1 minute I had already finished the process and my credit was approved.\u201d<\/p>\n<p>Alex S.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>&#8220;First time using monthly payment in an online shop but I needed a new computer and I saw I could pay it in instalments. The steps were easy and the information was clear. Glad I gave it a try.&#8221;<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>&#8220;I needed a new fridge but I couldn\u2019t afford paying at once. The online shop had a more flexible payment method with Instant Credit and I didn\u2019t hesitate to use it.&#8221;<\/p>\n<p>Anna G.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>&#8220;The online shop offered this payment option and I decided to try it. While following the steps I had some questions so I decided to call. They solved all my doubts, great customer service.&#8221;<\/p>\n<p>Gemma C.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>&#8220;At the beginning I had some doubts because usually I pay all at once and with my card. I decided to use Instant Credit because the information was easy to understand and transparent. I am almost done with the credit and everything went great.&#8221;<\/p>\n<p>Marta B.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>&#8220;Instant Credit has allowed me buying stuff that otherwise I couldn\u2019t have been able to afford.&#8221;<\/p>\n<p>Sara V.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li class=\"ic_testimonio\">\n<div class=\"ic_content_testimonio\">\n<div class=\"ic_texto_testimonial\">\n<p>&#8220;What I value the most when asking for a credit is trust and transparency. When I paid online using Instant Credit, during the whole process I knew how much I had to pay.&#8221;<\/p>\n<p>Silvia H.<\/p>\n<\/div>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row ic_row_integrate\">\n<div class=\"ic_row_center\">\n<div class=\"ic_item_2col ic_col_l\">\n<div class=\"title_section\">\n<h2>Integrate Instant Credit<\/h2>\n<\/div>\n<p>Gain access to all the required documentation regarding the integration of Instant Credit in your business<\/p>\n<p><a class=\"btn_action btn_call2action\" href=\"https:\/\/instantcreditmerchant.docs.apiary.io\/#\" target=\"_blank\" rel=\"noopener noreferrer\">Access<\/a><\/p>\n<\/div>\n<div class=\"ic_item_2col\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row\">\n<div class=\"ic_row_center\">\n<div class=\"ic_item_2col ic_col_l\">\n<div class=\"title_section\">\n<h2>Get access to the best integrated online financial solution in the market. Our multi-lender solution: single integration, countless advantages<\/h2>\n<\/div>\n<hr>\n<ul class=\"ic_list_p\">\n<li>We do not depend on only one single financial institution<\/li>\n<li>Substantial funds available for financing<\/li>\n<li>Instant Credit monitors the conversion of both our merchants and financing partners and, when necessary, implements improvements to boost merchant&#8217;s sales and conversion rates<\/li>\n<li>Broad geographic coverage<\/li>\n<\/ul>\n<\/div>\n<div class=\"ic_item_2col\"><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/esquema_eng.png\" alt=\"\"><\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row\">\n<div class=\"ic_row_center\">\n<div class=\"ic_item_1col\">\n<div class=\"title_section\">\n<h2>Sell with Instant Credit<\/h2>\n<\/div>\n<div class=\"ic_accordion_container\">\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>What is the benefit of offering Instant Credit to my customers?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">Instant Credit offers a new payment method for your online and physical store. The possibility to offer instant financing at the point of sale brings additional flexibility for customers to choose the most suitable payment conditions according to their needs and the freedom to buy products at a superior price. The merchant also benefits from an increase both in sales and in the average purchase ticket size.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>Why is the multi-lender model better than the traditional one?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">Instant Credit partners with multiple financial institutions in Europe. Key benefits for merchants include a higher credit approval rate, greater sales conversion and a broader international service coverage.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>When do I receive payment for all the financed purchases?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">Instantly. The total amount of every purchase made with Instant Credit is paid to the merchant as soon as the customer finalises the order.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>How can I check the transactions made with Instant Credit?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">The business is provided with a full back-office of Instant Credit where transactions can be consulted in real time.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>What happens if the buyer does not pay back the full amount of the credit?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">The merchant does not assume any risk. The total amount of the purchase is paid directly to the merchant once the purchase process has been successfully finalised.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>Can I process the return of a product?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">Of course! The merchant can approve any type of return. Instant Credit has an easy-to-use automated refund system.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>Can I offer my customers interest free financing?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">Of course! To increase sales conversion, the merchant can decide at any moment to subsidise, permanently or temporarily, the APR of its customers through specific or seasonal campaigns. Please <a href=\"mailto:am@instantcredit.net\">contact us<\/a> for more information on the conditions of our interest free campaigns.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>How can I integrate Instant Credit in my business?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">It is very easy. Instant Credit will provide you with all the necessary technical documentation so that you can swiftly and easily integrate our service in your online or physical store. Furthermore, with a single integration, you will benefit from a service with international coverage adapted to all portable devices.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>How can I inform my clients about Instant Credit&#8217;s payment method?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">Instant Credit provides you with a wide selection of banners, animated gifs and content to promote our service in your website. Moreover, we also have displays and stickers available to promote it in your physical store. We are your partners and we work with you to develop the best promotion and financing strategy to maximise your sales.<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_accordion_step\">\n<div class=\"ic_btn_acordion\">\n<div class=\"title_faq\">\n<h3>Are you interested in integrating Instant Credit in your business?<\/h3>\n<\/div>\n<\/div>\n<div class=\"ic_content_accordion\">\n<div class=\"text_faq\">Click <a href=\"https:\/\/www.instantcredit.net\/en\/contact\/\">here<\/a> to Contact us.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row\">\n<div class=\"ic_row_center\">\n<div class=\"ic_item_2col\"><img decoding=\"async\" src=\"https:\/\/www.instantcredit.net\/wp-content\/uploads\/casos-de-exito.png\" alt=\"\"><\/div>\n<div class=\"ic_item_2col ic_col_l\">\n<h1>Success stories<\/h1>\n<hr>\n<p>Shoppers can use&nbsp;our pay-later service&nbsp;in stores belonging to all sectors including fashion, travel,&#8230;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ic_row\">\n<div class=\"ic_row_center\">\n<div class=\"ic_item_1col\"><a class=\"btn_action btn_call2action\" style=\"margin: auto;\" href=\"https:\/\/www.instantcredit.net\/en\/contact\/\">Contact<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Finance your clients&#8217; online purchases Increase your sales and your clients&#8217; satisfaction with the help of the most complete payment method in online financing for big e-commerce companies Contact Boost in sales and conversion Stand out from your competitors and attract new customers by offering a new means of payment Broad international coverage Lending solution [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":4369,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2034","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Instant Credit: Specialists in payment in instalments<\/title>\n<meta name=\"description\" content=\"Instant Credit specialises in payment in instalments for e-commerce. 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