The first
multi-lender platform for

Through innovation and technology, we offer people credit in a transparent, secure, instantaneous and paperless way

  • Company founded in 2015
  • A Banco Sabadell’s group company:
    Consumer finance in over 5.000 points of sale
  • Approximately 30% of market share in online and physical point of sale payments in Spain
  • We offer payment services to 19.000 client merchants, including several leading online travel merchants
  • Unique multi-lender platform
  • Multi-country instant digital finance solution for point of sale
  • Solid management team with broad experience in finance, payment methods, technology and consumer finance
  • We are the ideal business partner in online financing, teaming up with financial entities and merchants to boost sales and profitability
  • Our service, Instant Credit, offers online shoppers instant financing on their purchases, allowing them to buy immediately and pay over time in convenient monthly instalments
  • Our management team has extensive experience in financial products, eCommerce, technology and online payments

Our mission

To develop innovative and transparent digital financial services that bring real value to people

Our values


We are passionate about our work and we put all of our energy and dedication into it. We are FINTECH, we are ONLINE, and we believe in what we do


We work to develop leading solutions through innovation and the intelligent use of technology. We are building new digital financing channels that will streamline existing services and generate new business opportunities for our partners


We offer the most complete online financing system in the market. Our goal is to offer the best service to our users and business partners

Team spirit

Teamwork is the secret behind our success. With a model based on alliances, both the collaboration among our group and towards our partners constitute one of the backbones of Instant Credit