Do not leave for tomorrow what you can buy today

The fastest and most secure way to finance your purchases

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Fast process, 100% online

Finance your purchase instantly in convenient monthly installments, no paperwork necessary

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Convenient

You choose the number of installments to finance your purchase. 24/7 service. Cancellations allowed at any time

Secure

Instant Credit is designed to prevent unauthorized use and protect buyers’ personal data at all times

Our process


  • Step 1

    Choose to “buy now and pay in installments” at the merchant’s check-out page

  • Step 2

    Choose the number of installments in which you wish to pay for the purchase, introduce your personal information and apply for financing

  • Step 3

    Add your card details and pay the first installment. The rest of the payments will be charged monthly from next month onwards

The most complete online financing option for e-commerce thanks to our multi-lender model


We provide buyers with instantaneous credits to finance their online purchases in an easy, fast, transparent and secure way through monthly installments. Instantaneous and without paperwork

Instant Credit Experience

  • “The process was quick and the answer was immediate. Very satisfied with the service.”

    Eva C.

  • “Buying with Instant Credit was easy and fast. I would recommend this method.”

    Manuel A.

  • “I wanted payment flexibility and that’s what Instant Credit offers.”

    Javier Sebastián T.

  • “A friend recommended me this payment option so I gave it a try. In just 1 minute I had already finished the process and my credit was approved.”

    Alex S.

  • “First time using monthly payment in an online shop but I needed a new computer and I saw I could pay it in instalments. The steps were easy and the information was clear. Glad I gave it a try.”

  • “I needed a new fridge but I couldn’t afford paying at once. The online shop had a more flexible payment method with Instant Credit and I didn’t hesitate to use it.”

    Anna G.

  • “The online shop offered this payment option and I decided to try it. While following the steps I had some questions so I decided to call. They solved all my doubts, great customer service.”

    Gemma C.

  • “At the beginning I had some doubts because usually I pay all at once and with my card. I decided to use Instant Credit because the information was easy to understand and transparent. I am almost done with the credit and everything went great.”

    Marta B.

  • “Instant Credit has allowed me buying stuff that otherwise I couldn’t have been able to afford.”

    Sara V.

  • “What I value the most when asking for a credit is trust and transparency. When I paid online using Instant Credit, during the whole process I knew how much I had to pay.”

    Silvia H.

We are multi-lender


Do not depend on a single financial institution, with us you will have at your disposal multiple financial entities.
We are the first multi-lender platform specialized in offering online credits for the e-commerce channel

Instant Credit Multi-lender

  • Do not depend on only one financial entity
  • Large available funds
  • Higher credit approval rates
  • Broader geographic coverage
  • Possibility to finance large purchase amounts

Rest of providers Single financing company model

  • The merchant depends on only one financial entity
  • Limited available funds
  • Lower credit approval rate
  • Local coverage
  • Limited number of credits granted

Do you own an
e-commerce?

Offer your clients the possibility to pay for their purchases in installments and make the most out what instant financing can bring you


  • Boost in sales and conversion
  • Secure and immediate payment
  • Maximum flexibility for the buyer
  • Single integration with broad international coverage
  • Offer 0% APR campaigns: seasonal, by product, by number of installments,… We provide you with all the necessary tools to implement it!

Interested

Business Cases


Our clients belong to all sectors including fashion, travel, electronics, home appliances, IT, … among others